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Pet Insurance Guide

By Gary Bogue
Tuesday, November 14th, 2006 at 8:26 am in Pet Insurance.

Responding to the rising costs of veterinary care, a company that calls itself Urbanhound has published the "Urbanhound Pet Insurance Guide." Urbanhound says the guide is designed to help pet owners to make sense of "the tangle of available options" when choosing the insurance plan that is right for their pet.

"Is pet insurance worth the money? How much will I actually be reimbursed? What’s with all those hidden surcharges? If my dog has a chronic condition, will he lose coverage? What exactly is a ‘pre-existing condition?’ Which breeds of dog are excluded from which plans? What does it mean that my policy ‘re-sets’ every year?"

The new Urbanhound Pet Insurance Guide is available on-line at http://ny.urbanhound.com/houndHealth/healthInsurance.asp

The above information is from a press release I just received from Urbanhound. This is how they describe themselves:

"New York-based Urbanhound was founded six years ago and is regarded as the definitive on-line network for canine households in New York City. Urbanhound’s experts — a veterinarian, an animal-rights lawyer and a dog trainer — help dog owners solve problems efficiently and intelligently. … Urbanhound San Francisco and Urbanhound Chicago are the latest moves by the growing company. For more information, visit http://www.urbanhound.com."

I just finished reading their Pet Insurance Guide and it looks to me like an honest attempt at explaining available pet insurance plans. If you’re thinking about buying pet insurance, you should definitely read this.

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3 Responses to “Pet Insurance Guide”

  1. Melanie Plain Says:

    Gary, I just read the pet insurance guide and disagree. I try to convince all dog owners to insure their pets, and get double cancer coverage. The cancer rate for dogs is now one in two will get cancer.
    I’ve lost three dogs to cancer. The last one was insured. Her medical bills were about $24,000. The insurance paid about 1/2, which I thought was well worth the $25. a month premium.
    I know many people who have spent lot’s of money on medical care for their pets for many conditions and people who won’t have their pets treated due to the cost.
    I use VPI and I must say they can be difficult to deal with. They make mistakes and It’s virtualy impossible to get to someone in charge. I’ve found I have to keep very good records and keep on top of it but still think it has been worth it in the end.

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